Terms of Use – Sivren

Last Updated: October 16, 2025

Welcome to Sivren. These Terms of Use (“Terms”) govern your access to and use of the Sivren website (www.sivren.com) (“Website”). By accessing or using the Website, you acknowledge that you have read, understood and agree to be bound by these Terms. If you are using the Website on behalf of a company or other entity, you represent and warrant that you are authorised to bind that entity and that entity accepts these Terms. If you do not agree, you must immediately cease using the Website.

1. Intellectual Property

All content, trade marks, service marks, trade names, logos, designs, software, databases and other materials made available on the Website (collectively, the “Content”) are the property of Sivren Pte. Ltd. (“Sivren”, “we”, “us”, “our” or “the Company”) or its licensors. You must not copy, reproduce, modify, distribute, transmit, display, perform, publish, license, create derivative works from or otherwise exploit any Content without our prior written consent or as expressly permitted under applicable law.

2. Permitted Use

You may use the Website solely for lawful and legitimate purposes. You agree that you will not, whether directly or indirectly:

misuse, interfere with, or disrupt the Website or any associated network;
attempt unauthorized access to any part of the Website, its servers, or systems;
use any automated system (including bots, crawlers or scrapers) to access the Website without our written consent; or
use the Website in violation of applicable laws, regulations or codes of practice.

3. Privacy and Data Protection

Your use of the Website is subject to our Privacy Policy, which forms an integral part of these Terms. By using the Website, you consent to Sivren’s collection, use, processing and disclosure of your personal data in accordance with the Personal Data Protection Act 2012 of Singapore (“PDPA”) and the Privacy Policy.

4. Third-Party Links

The Website may contain links to third-party websites or resources. Such links are provided solely for your convenience. Sivren does not control, endorse, or make any representations regarding such third-party sites and shall not be responsible or liable for the availability, content, products, services or practices of such third parties. Your use of third-party sites is at your sole risk and subject to their own terms and policies.

5. Disclaimers

The Website and its content are provided on an “as is” and “as available” basis. Sivren makes no warranties or representations of any kind, whether express or implied, including but not limited to accuracy, reliability, or fitness for purpose. For further details, please refer to Sivren’s Disclaimer (include link since they have separate Disclaimer), which forms part of these Terms.

6. Updates / Amendments

Sivren may amend, modify, or update these Terms from time to time by publishing the revised Terms on the Website. Your continued use of the Website after any such changes constitutes your acceptance of the revised Terms.

7. Severability & Waiver

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect. No failure or delay by Sivren in exercising any right under these Terms shall operate as a waiver of that right.

8. Limitation of Liability and Indemnification

To the maximum extent permitted under applicable law, Sivren shall not be liable to you or any third party for any indirect, incidental, consequential, special, punitive or exemplary damages, including loss of profits, revenue, business, goodwill, data or anticipated savings, arising out of or in connection with your use of or inability to use, the Website. Sivren’s total aggregate liability for all claims arising out of or in connection with these Terms or the Website shall be limited to one hundred Singapore dollars (S$100).

You agree to indemnify, defend and hold harmless Sivren, its affiliates, officers, employees and agents from and against any claims, losses, liabilities, damages or expenses (including legal fees) arising out of or related to your breach of these Terms or misuse of the Website.

9. Force Majeure

We shall not be liable for any failure or delay in the performance of its obligations under these Terms to the extent such failure or delay results from any cause beyond its reasonable control, including acts of God, natural disasters, epidemics or pandemics, war, terrorism, labour disputes, civil commotion, strikes, failure of telecommunications or internet services, power outages, cyber incidents, or actions of government or regulatory authorities. Sivren’s obligations shall be suspended for the duration of such events and Sivren will use reasonable efforts to mitigate the impact.

10. Governing Law

These Terms and any non-contractual obligations arising out of or in connection with them, shall be governed by and construed in accordance with the laws of Singapore. You agree to submit to the exclusive jurisdiction of the Singapore courts.

11. Contact Us

For any questions about these Terms, please contact us at [email protected].

Sivren specializes in creating custom software solutions for moneylenders, designed to enhance operational efficiency and meet their specific needs. We pride ourselves on our commitment to quality, customer satisfaction, and building lasting partnerships within the financial technology sector.